Terrence Young
Chief Credit Officer
Terrence Young serves as IFF’s senior vice President and chief credit officer. He brings to this position deep experience in the areas of real estate lending and small business financing. Mr. Young has worked with both large corporations and small community organizations throughout his career. Most recently, he served as director of commercial real estate at BMO Harris Bank in Chicago and, prior to that, director of commercial banking at Urban Partnership Bank of Chicago. At Urban Partnership Bank, he was responsible for supervising all commercial lending and portfolio management operations.
Mr. Young also spent many years working for the Fannie Mae Corporation in a variety of leadership roles related to community development, community outreach, and finance. His work at Fannie Mae included supervising a team of community development professionals throughout the western half of the United States. As a hands-on owner of commercial real estate, Mr. Young has first-hand experience and knowledge of what it takes to bring a community development project from concept to reality.
Mr. Young serves on the boards of Dunamis Community Advocate Services, Greater Englewood Community Development Corporation, IDEAL Education Foundation, and Hispanic Housing Development Corporation. He earned his bachelor’s degree in finance and his MBA in accounting/finance from the University of Illinois in Champaign/Urbana. Terrence is also a Certified Public Accountant and a member of Alpha Phi Alpha Fraternity, Inc.