We provide flexible Capital Solutions that help Midwest nonprofits plan for, finance, and build quality facilities that strengthen their communities.

Explore our Lending Options

Capital Solutions

Capital is a critical resource that’s often beyond the reach of nonprofits serving communities with limited resources. At IFF, we work hard to change that. For more than 30 years, we’ve specialized in flexible lending products and creative real estate solutions that help nonprofits achieve their growth goals and best serve their communities.

Our clients include human services agencies, supportive housing providers, schools, health clinics, arts organizations, and community centers. We also finance grocery stores in food deserts and affordable housing projects.

 

How We Lend

Racial inequality in property values still exists today. IFF takes a different approach to underwriting that isn’t limited by appraisals, but instead is informed by a deep understanding of nonprofit operations and the importance of nonprofit facilities to communities. Here are some of the unique ways that we provide lending to our clients:

Designed to serve nonprofits

IFF specializes in lending to nonprofits. We understand the nuances of nonprofit organizations and have expertise in many sectors.

No appraisals

We value what happens inside your facility. That is why we have no appraisal or loan-to-value requirements on most of our loans.

As low as 5% upfront

Our loans are available for up to 95% of project costs, allowing your organization to preserve funds for liquidity needs.

Long-term loans - no prepayment penalties

Up to 15-year terms with no balloon payments and no prepayment penalties.

Loan Options

Our loan sizes range from $10,000 to $3 million+ and are designed for facility acquisition, new construction, renovation, equipment, and vehicle purchases.

Get Started

Facility Improvement Loans

Examples of improvement projects supported by IFF:

Equipment & Vehicle Loans

Example of an equipment project supported by IFF:

Food Desert Grocery Store Loans

Example of a Food Desert Grocery Store project supported by IFF:

Affordable Housing Loans

We are dedicated to bringing flexible financing options for affordable housing projects to communities across the Midwest. Learn more about our Affordable Housing loans.

Client Spotlight · Capital Solutions

Seeds of Health

With a $5.4 million loan from IFF, Seeds of Health acquired and renovated a 58,860-square-foot facility to serve as the second campus for the organization’s high-performing public charter high school.

Type of Loan: Acquisition and Renovation

Read Story
Client Spotlight · Capital Solutions

PODER

We supported PODER with a $3.317 million bridge loan that enabled the organization to move forward with renovations to its new headquarters in the Gage Park neighborhood on Chicago’s Southwest Side. The new facility will serve as the first immigrant integration and job center in the City of Chicago.

Type of Loan: Bridge Loan

Read Story
Client Spotlight · Capital Solutions

The Paddocks

IFF provided a $750,000 loan for the development of The Paddocks, which offers 48 affordable two- and three-bedroom apartments designed to expand the labor force in Culver, IN, draw new residents to the community, and increase enrollment in its schools.

Type of Loan: Construction Loan

Read Story

Our Clients

Our clients include human services agencies, supportive housing providers, schools, health clinics, arts and culture organizations, early childhood care centers, and community centers across the Midwest. We also finance grocery stores in food deserts and affordable housing projects.

View More Clients

Life-changing advocates

Our clients include human services agencies, supportive housing providers, schools, health clinics, and community arts and cultural centers. We also finance full-service grocery stores in food deserts and affordable housing developments. Below is a list of a few of IFF’s many Capital Solutions clients – click through to read their stories.

Below is a list of a few of IFF’s many Capital Solutions clients – click through to read their stories.

Illinois

Indiana

Iowa

Michigan

Minnesota

Missouri

Ohio

Wisconsin

Dr Lisa Green

“The mission and the vision for IFF align with the wellbeing of communities, which is what FQHCs generally and Family Christian Health Center specifically are all about,” explains Dr. Green. “When you work with a partner that has a like-minded approach and recognizes the value of the work that you’re doing for the community, it’s not a matter of whether it can be done; but when do we want to start.”

Dr. Lisa Green, Co-founder and CEO, Family Christian Health Center

Capital Solutions News

View All

Contact Us

Would you like to learn more about how an IFF loan can help your organization? Let’s talk.

Fill out the form below or call us at 312 629 0060.

    This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.

    This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply
    Dana Lieberman

    Dana Lieberman

    Senior Vice President of Capital Solutions
    Meet the Capital Solutions Team

    Our Regional Offices

    IFF is headquartered in Chicago and has regional offices in Cleveland, Columbus, Detroit, Grand Rapids, Indianapolis, Kansas City, Milwaukee, and St. Louis.

    To connect with our regional teams, click here.