At IFF, Nonprofits Always Come First

Capital is a critical resource that’s often beyond the reach of nonprofits serving communities with limited resources. At IFF, we work hard to change that. For more than 30 years, we’ve specialized in flexible lending products and creative real estate solutions that help nonprofits achieve their growth goals and best serve their communities.

Our clients include human services agencies, supportive housing providers, schools, health clinics, arts organizations, and community centers. We also finance grocery stores in food deserts and affordable housing projects. 

How We Lend

Racial inequality in property values still exists today. So, how can we possibly use appraised value to determine the value your nonprofit brings to your community? We don’t. At IFF, we look at things differently. As a nonprofit lender, our products are specifically designed for nonprofits. Here’s how we help our clients with capital solutions:

  • We value what happens inside your facility


    No appraisal or loan-to-value requirements

  • Keep more of your cash


    As low as 5% upfront

  • All loans are important


    Loan sizes range from $10,000 to $6.5 million – up to 95% of the total project cost

Lending Options

Whether it’s a new boiler or a whole new building, our loans meet a wide range of facility needs. See which of our nonprofit loans is best for you:

Acquisition Loans
Acquisition
Loans
Paint Brush
Facility
Improvement Loans
Truck
Equipment &
Vehicle Loans
Shopping Cart
Food Desert Grocery
Store Loans
House Icon
Loans for
Affordable Housing

Interested in learning more?

Get Started Here
  • Examples of IFF's Capital SolutionsSeeds of Health

    Type of Loan: Acquisition and Renovation

    With a $5.4 million loan from IFF, Seeds of Health acquired and renovated a 58,860-square-foot facility to serve as the second campus for the organization’s high-performing public charter high school.

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  • Examples of IFF's Capital SolutionsPODER

    Type of Loan: Bridge Loan

    We supported PODER with a $3.317 million bridge loan that enabled the organization to move forward with renovations to its new headquarters in the Gage Park neighborhood on Chicago’s Southwest Side. The new facility will serve as the first immigrant integration and job center in the City of Chicago.

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  • Examples of IFF's Capital SolutionsThe Paddocks

    Type of Loan: Affordable Housing

    IFF provided a $750,000 loan for the development of The Paddocks, which offers 48 affordable two- and three-bedroom apartments designed to expand the labor force in Culver, IN, draw new residents to the community, and increase enrollment in its schools.

    Read More

Our clients include human services agencies, supportive housing providers, schools, health clinics, and community arts and cultural centers. We also finance grocery stores in food deserts and affordable housing projects.

View More Clients

Our Clients

Life-changing advocates

Our clients include human services agencies, supportive housing providers, schools, health clinics, and community arts and cultural centers. We are also a funding source for full-service grocery stores in food deserts and affordable housing developments. Below is a list of a few of IFF’s many Capital Solutions clients – click through to read their stories.

Below is a list of a few of IFF’s many Capital Solutions clients – click through to read their stories.

Illinois

Indiana

Iowa

Michigan

Minnesota

Missouri

Ohio

Wisconsin

Dr Lisa Green

“The mission and the vision for IFF align with the wellbeing of communities, which is what FQHCs generally and Family Christian Health Center specifically are all about,” explains Dr. Green. “When you work with a partner that has a like-minded approach and recognizes the value of the work that you’re doing for the community, it’s not a matter of whether it can be done; but when do we want to start.”

- Dr. Lisa Green, Co-founder and CEO, Family Christian Health Center

Our Latest Projects

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About IFF

IFF is the largest nonprofit Community Development Financial Institution (CDFI) exclusively serving the Midwest and one of the few nationally to hold the top ranked Aeris four-star rating for impact management and AAA rating for financial strength and performance. From 1988 to 2021, we have closed more than $1.2 billion in loans for nonprofits, leveraging more than $3.4 billion in community investments.

IFF’s impact is more than just the sum of its loan transactions. It’s the communities, lives, and organizations that are transformed by the flexible capital that IFF provides.

Contact Us

Would you like to learn more about how an IFF loan can help your organization? Let’s talk.

Fill out the form below or call us at 312 629 0060.