Capital Solutions

A CDFI for nonprofits

Capital is a critical resource that often seems just outside the reach of low-income communities. At IFF, we work hard to change that. We leverage knowledge, capital, and expertise to advance equitable and transformational outcomes by providing capital and hands-on technical assistance to nonprofits.

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How we lend

We look at things differently

Racial inequality in property values still exists today. So, how can we possibly use market value to determine the value your nonprofit brings to your community. We don’t. At IFF, we look at things differently.

As a nonprofit lender, our products are specifically designed for nonprofits.

  • We value what happens inside your facility

    No appraisal or loan-to-value requirements

  • Keep more of your cash

    As low as 5% upfront

  • All loans are important

    Loans from $10,000 to $6 million

To find out what IFF capital solution is best for you, email, call us at 312-629-0060, or complete our inquiry form. To contact a lender in your specific region, please call us at:

Illinois: 312.596.5133
Indiana/Kentucky: 317.372.7940
Michigan: 313.334.4059
Ohio: 614.208.4261

Why us?

A resource you can rely on

IFF is a nonprofit Community Development Financial Institution (CDFI). CDFIs see the same financial risks as traditional banks, but make different choices. That’s because our goal is not to maximize profits for shareholders, but to bring capital to communities where it’s most needed.

We’ve partnered with nonprofits for over 30 years, working alongside nonprofit leaders to plan, finance, and build facilities that are critical to their mission. Our role is to design capital solutions that help nonprofits grow, build net assets, and strengthen financial health.


Our lending products

Centered on the needs of communities

Whether it’s a new boiler or a whole new building, our loans for nonprofits are centered on providing capital solutions of all sizes throughout the Midwest. See which of our nonprofit loans is best for you.

Facility loans
Owning your facility is possible. Let us show you how.

Facility improvement loans
Whether you lease or own, your staff and clients deserve beautiful, functional facilities.

Equipment and vehicle Loans
You have better things to do than to figure out workarounds for essential equipment.

Loans for grocery stores in food deserts
Everyone deserves access to fresh, healthy food.

Loans to create quality, affordable housing with amenities
Families should be able to live affordably in a neighborhood of their choice.


Our clients

Life-changing advocates

Our clients include human services agencies, supportive housing providers, schools, health clinics, and community arts and cultural centers. We are also a funding source for full-service grocery stores in food deserts and affordable housing developments.

Below is a list of a few of IFF’s many Capital Solutions clients – click through to read their stories.